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What Is Cyber Liability Insurance?

April 7, 2025/in Blog, Cyber Security, Managed IT

As companies become increasingly reliant on technology, the risk of cyberattacks, data breaches, and system failures grows with it. While firewalls, antivirus software, and employee training are essential defenses, they don’t always guarantee protection. That’s where cyber liability insurance comes in.

At INC SYSTEMS, we help businesses strengthen their cybersecurity posture—and that includes understanding how cyber liability insurance fits into your overall risk management strategy.

Defining Cyber Liability Insurance

Cyber liability insurance is a type of insurance coverage designed to help businesses recover from financial losses related to cyber incidents. These incidents can include data breaches, ransomware attacks, phishing scams, denial-of-service (DoS) attacks, and other forms of cybercrime.

This insurance doesn’t prevent attacks—but it provides a financial safety net when things go wrong.

What Does Cyber Liability Insurance Typically Cover?

Policies can vary depending on the provider, but most cyber liability insurance includes coverage for:

Data Breach Response Costs
Including notification of affected customers, legal fees, credit monitoring services, and forensic investigations.

Business Interruption Losses
If a cyberattack shuts down your systems, this coverage can help replace lost income during the downtime.

Cyber Extortion and Ransomware
Coverage for ransom payments, negotiation costs, and system restoration following a ransomware attack.

Legal Fees and Regulatory Fines
If your business is sued or penalized due to a data breach, this coverage helps manage those expenses.

Third-Party Liability
Protection in case your cyber incident impacts partners, vendors, or customers and leads to legal claims.

Why Your Business Might Need It

Even with strong security measures in place, no business is immune to cyber threats. Small and mid-sized businesses are often targeted precisely because they may lack the sophisticated defenses of larger enterprises. And the consequences of a breach—both financial and reputational—can be severe.

Cyber liability insurance adds a layer of protection, helping your business recover faster and more completely in the event of an attack.

Here’s why it matters:

Cybercrime is on the rise – Threat actors are more active than ever, and attacks are becoming more complex.
Compliance requirements are tightening – Industries such as healthcare, finance, and education face strict data protection regulations.
Customer trust is fragile – A single breach can erode client confidence and damage your reputation.
Response costs add up quickly – The average cost of a data breach can reach hundreds of thousands—even for small businesses.

Cyber Insurance vs. General Liability Insurance

It’s important to note that general liability insurance typically doesn’t cover cyber-related events. That means without dedicated cyber coverage, your business could be left exposed. Cyber liability insurance fills that gap, offering protection where traditional policies fall short.

How Cyber Liability Insurance Fits into a Complete Cybersecurity Plan

At INC SYSTEMS, we view cyber insurance as a complement to—not a replacement for—your cybersecurity strategy. It’s there to help you recover after an incident, but it won’t stop threats from occurring. That’s why pairing insurance coverage with proactive IT solutions like:

Network monitoring
Endpoint protection
Backup and disaster recovery
Employee cybersecurity training
Compliance management

Final Thoughts

Cyber liability insurance won’t make your business invincible, but it can make the difference between a quick recovery and long-term fallout after a cyber event. In a world where digital threats are constant, having this coverage is no longer a luxury—it’s a smart business decision.

Need help strengthening your cybersecurity or understanding your risk profile? INC SYSTEMS offers tailored solutions to protect your business—before, during, and after a cyber incident.

In business since 2004, INC SYSTEMS based out of Flint, Michigan is an MSP that understands how to leverage technology, implement solutions to meet the needs of our clients, and exceed their expectations. We do this by taking the time to understand the needs of a particular business or project and recommending specific solutions to reach the goals set forth.

Understanding Remote Monitoring and Management

March 2, 2025/in Blog, Managed IT

In today’s digital world, businesses rely heavily on their IT infrastructure to maintain productivity, security, and efficiency. However, managing an entire IT environment can be complex, time-consuming, and costly—especially for small to mid-sized businesses without an in-house IT team. This is where Remote Monitoring and Management (RMM) comes into play.

At INC SYSTEMS, we provide cutting-edge RMM solutions that help businesses stay ahead of potential IT issues, ensuring seamless operations with proactive monitoring, automated maintenance, and real-time security updates.

What is Remote Monitoring and Management (RMM)?

Remote Monitoring and Management (RMM) is a technology that allows IT professionals to remotely oversee and maintain IT systems without needing to be physically present. This includes monitoring networks, servers, computers, and other devices to ensure they are running smoothly and securely.

With RMM, businesses can prevent IT issues before they escalate into costly downtime, reducing disruptions and improving overall efficiency.

How RMM Works

RMM tools operate by installing a small piece of software—known as an agent—on each device within a business’s network. These agents continuously send performance data, security alerts, and system health reports back to IT professionals, allowing them to:

Detect and fix issues remotely before they impact business operations.
Automate routine maintenance tasks such as updates and patches.
Monitor system performance to optimize efficiency.
Strengthen cybersecurity by identifying vulnerabilities in real time.

This proactive approach to IT management helps businesses stay secure and operational without the need for in-house IT staff or expensive emergency repairs.

Key Benefits of RMM for Businesses

Proactive IT Maintenance

Instead of reacting to issues after they cause problems, RMM continuously scans for potential threats and system failures, preventing downtime before it happens.

Enhanced Cybersecurity

Cyber threats are evolving rapidly, and businesses must stay ahead of hackers. RMM tools detect vulnerabilities, ensure timely patching, and monitor for suspicious activities, significantly reducing the risk of breaches.

Reduced IT Costs

Hiring an in-house IT team can be expensive, and emergency repairs often come with high costs. With RMM, businesses benefit from predictable, cost-effective IT support without the need for a full-time IT staff.

Remote Troubleshooting & Support

RMM enables IT professionals to fix issues remotely, eliminating the need for on-site visits and ensuring problems are resolved quickly. This is especially valuable for businesses with remote or hybrid workforces.

Increased Efficiency & Productivity

RMM streamlines IT operations by automating updates, maintenance, and troubleshooting, allowing employees to focus on their work instead of dealing with technical disruptions.

Better Compliance & Data Protection

Businesses must comply with industry regulations to protect customer and company data. RMM tools help maintain compliance by ensuring systems are up to date, properly configured, and protected from cyber threats.

Why RMM is Essential for Small to Mid-Sized Businesses

Many small and mid-sized businesses assume that only large enterprises need IT monitoring and management, but this couldn’t be further from the truth. Smaller companies are often the primary targets for cyberattacks due to weaker security measures, and a single system failure can result in significant financial losses.

With RMM, businesses gain enterprise-level IT support without the high costs. INC SYSTEMS provides customized RMM solutions designed to fit the specific needs of businesses, ensuring they have the tools to stay competitive, secure, and efficient.

INC SYSTEMS: Your Trusted RMM Provider

At INC SYSTEMS, we specialize in proactive IT solutions that keep your business running smoothly. Our Remote Monitoring and Management services provide:

24/7 system monitoring to detect and prevent issues before they disrupt operations.
Automated updates and security patches to keep your business protected.
Remote troubleshooting and IT support for fast problem resolution.
Comprehensive cybersecurity monitoring to defend against evolving threats.

Don’t wait for IT issues to slow down your business. Contact INC SYSTEMS today to learn how our RMM solutions can improve your operations, enhance security, and save you money.

In business since 2004, INC SYSTEMS based out of Flint, Michigan is an MSP that understands how to leverage technology, implement solutions to meet the needs of our clients, and exceed their expectations. We do this by taking the time to understand the needs of a particular business or project and recommending specific solutions to reach the goals set forth.

Mastering Technology For Hybrid Workplaces

February 3, 2025/in Blog, Managed IT

The shift to hybrid work has transformed how businesses operate, requiring a seamless blend of in-office and remote work environments. While hybrid work offers flexibility and productivity benefits, it also presents technology challenges that can impact security, collaboration, and efficiency. At INC SYSTEMS, we help businesses master the technology needed to create a secure, efficient, and scalable hybrid workplace. Here’s how your organization can leverage technology to thrive in this evolving work model.

Strengthen Cybersecurity for a Distributed Workforce

With employees working from multiple locations, cybersecurity risks increase. Hybrid workplaces need a comprehensive security strategy to protect sensitive data and prevent cyber threats. Key measures include zero trust security to require authentication and authorization for every access attempt, multi-factor authentication (MFA) to add an extra layer of security beyond passwords, endpoint protection to ensure company devices are protected with antivirus software, firewalls, and security updates, and VPNs & secure access to use encrypted connections for remote employees accessing company resources. Implementing these safeguards helps prevent cyberattacks and keeps business data secure, no matter where employees work.

Invest in Cloud-Based Solutions

Cloud technology is the backbone of hybrid work, enabling employees to access files, collaborate, and work seamlessly from any location. Essential cloud-based solutions include Microsoft 365 or Google Workspace for centralized platforms for email, file sharing, and collaboration, cloud storage (OneDrive, SharePoint, Google Drive) for secure access to files from any device, and virtual desktop infrastructure (VDI) to provide employees with a consistent work environment regardless of location. By leveraging cloud solutions, businesses can improve flexibility, enhance security, and reduce IT infrastructure costs.

Optimize Collaboration Tools

Effective communication is crucial for hybrid teams. Businesses must adopt the right tools to ensure smooth collaboration between remote and in-office employees. Key tools include video conferencing (Zoom, Microsoft Teams, Google Meet) to enable real-time communication and virtual meetings, project management software (Asana, Trello, Monday.com) to keep teams organized and projects on track, and instant messaging (Slack, Microsoft Teams) to foster quick communication without overwhelming email inboxes. Integrating these tools into daily workflows ensures that hybrid teams stay connected and productive.

Standardize IT Equipment and Support

A hybrid workplace must have consistent and reliable technology across all work environments. Businesses should provide standardized hardware (laptops, monitors, headsets) for both remote and in-office employees, ensure high-speed internet access and offer remote employees a stipend for connectivity if needed, and implement remote IT support to assist employees with technical issues regardless of location. By standardizing IT infrastructure, businesses can minimize disruptions and provide a seamless work experience for employees.

Implement Smart Office Technology

The modern hybrid office must support both in-person and remote work. Consider integrating hot desking solutions to allow employees to book desks or meeting rooms as needed, smart conference rooms with AI-powered cameras, high-quality microphones, and digital whiteboards to improve remote meeting experiences, and IoT and smart office automation to optimize lighting, climate control, and security systems for efficiency and sustainability. A well-equipped office enhances productivity and ensures that in-office time is as effective as remote work.

Establish Clear Hybrid Work Policies

Technology alone isn’t enough—organizations must define clear hybrid work policies to maintain consistency and security. These should include security guidelines for remote work (password management, VPN use, device policies), expectations for communication and availability to ensure team cohesion, and collaboration guidelines to align work across in-office and remote employees. A structured approach to hybrid work helps businesses avoid confusion and ensures that all employees are on the same page.

Leverage IT Support & Managed Services

Managing technology for a hybrid workplace can be complex. Partnering with a Managed IT Services Provider (MSP) like INC SYSTEMS ensures proactive IT monitoring and support to prevent downtime, security management to protect sensitive business data, and cloud and infrastructure optimization for seamless hybrid work. By outsourcing IT management, businesses can focus on growth while ensuring their technology remains efficient, secure, and scalable.

Master Hybrid Work with INC SYSTEMS

Hybrid work is here to stay, and mastering the right technology is essential for success. At INC SYSTEMS, we help businesses implement, manage, and optimize IT solutions tailored to their hybrid work needs. From cybersecurity and cloud solutions to collaboration tools and IT support, we ensure your team stays productive—wherever they work.

In business since 2004, INC SYSTEMS based out of Flint, Michigan is an MSP that understands how to leverage technology, implement solutions to meet the needs of our clients, and exceed their expectations. We do this by taking the time to understand the needs of a particular business or project and recommending specific solutions to reach the goals set forth.

2025 Technology Trends To Watch

January 3, 2025/in Blog, Managed IT

As technology continues to evolve at lightning speed, businesses must stay ahead of the curve to maintain their competitive edge. From advancements in artificial intelligence to groundbreaking innovations in sustainability, 2025 is shaping up to be a transformative year in the tech world. At INC SYSTEMS, we help businesses navigate these changes by leveraging emerging technologies to drive growth and innovation.

Key Technology Trends for 2025

AI-Powered Everything
Artificial intelligence (AI) will continue to dominate, moving from experimental applications to widespread integration across industries. From AI-driven customer service to predictive analytics in supply chain management, businesses will leverage AI to automate processes, improve decision-making, and enhance user experiences.

Rise of Quantum Computing
Quantum computing is no longer a futuristic dream. By 2025, expect significant advancements in quantum technologies, particularly in industries like pharmaceuticals, finance, and logistics. Businesses investing early in quantum solutions can unlock unparalleled computational power to solve complex challenges.

Expansion of 5G and Beyond
As 5G networks reach full maturity, businesses will experience faster and more reliable connectivity, paving the way for innovations in IoT, augmented reality (AR), and remote work technologies. Looking ahead, research into 6G is already underway, promising even greater speed and efficiency in the future.

Sustainable Tech Solutions
Sustainability will be a top priority in 2025, with businesses adopting eco-friendly technologies to meet regulatory standards and consumer expectations. From green data centers to energy-efficient hardware and software, the focus on sustainability will drive innovation across industries.

Growth of Edge Computing
The demand for faster data processing and lower latency will push businesses toward edge computing. By processing data closer to the source, edge computing improves real-time decision-making and supports the growing needs of IoT applications.

Cybersecurity Gets Smarter
With the rise of AI, cybersecurity threats are becoming more sophisticated. In 2025, businesses will adopt advanced threat detection systems powered by machine learning and behavioral analytics to protect sensitive data and infrastructure from evolving risks.

Virtual and Augmented Reality Take Off
Virtual reality (VR) and augmented reality (AR) will continue gaining traction in sectors like retail, education, healthcare, and entertainment. These immersive technologies will offer new ways to engage customers, train employees, and simulate real-world scenarios.

Decentralized Identity and Blockchain
Blockchain technology will expand beyond cryptocurrencies to offer solutions in identity management, supply chain transparency, and secure data sharing. Decentralized identity systems will empower users to control their data while reducing reliance on centralized authorities.

Preparing Your Business for 2025

To take advantage of these trends, businesses must:

Stay Informed: Regularly monitor emerging technologies and evaluate their potential impact on your industry.
Invest Strategically: Allocate resources to research and adopt technologies that align with your goals.
Partner with Experts: Work with IT service providers like INC SYSTEMS to implement cutting-edge solutions tailored to your needs.

Why Choose INC SYSTEMS?

At INC SYSTEMS, we specialize in helping businesses stay ahead of technological trends. Our team offers:

Expert insights into emerging technologies.
Customized IT solutions for your unique challenges.
Proactive support to ensure seamless adoption and integration.

Ready to future-proof your business? Contact INC SYSTEMS today to prepare for the technology trends of 2025 and beyond.

In business since 2004, INC SYSTEMS based out of Flint, Michigan is an MSP that understands how to leverage technology, implement solutions to meet the needs of our clients, and exceed their expectations. We do this by taking the time to understand the needs of a particular business or project and recommending specific solutions to reach the goals set forth.

Grand Blanc MI, Managed Service Provider

Top Clicked Phishing Email Subjects

September 3, 2024/in Blog, Cyber Security, Managed IT

Phishing emails are one of the most common and dangerous cybersecurity threats facing businesses today. Cybercriminals use carefully crafted subject lines to trick recipients into clicking on malicious links or sharing sensitive information. At INC SYSTEMS, we understand the importance of staying informed about these threats. In this blog, we’ll explore the most clicked phishing email subjects and offer tips on how to protect yourself and your organization from falling victim to these attacks.

Commonly Clicked Phishing Email Subjects

Phishing emails are often designed to look urgent or important, playing on emotions like fear, curiosity, or excitement. Here are some of the most effective phishing email subjects that have led to successful attacks:

“Your Account Has Been Suspended”

- Why it works: The fear of losing access to an important account prompts immediate action. Recipients often click before verifying the email’s authenticity.
- How to spot it: Be wary of any email that demands immediate action. Check the sender’s email address for any irregularities and navigate to the official website directly instead of clicking on any links.

“Urgent: Invoice Payment Required”

- Why it works: Financial matters create a sense of urgency, especially for businesses. Employees may feel pressured to resolve payment issues quickly.
- How to spot it: Verify the sender’s identity and ensure the email is from a trusted source. Always cross-check invoices with internal records before making any payments.

“Package Delivery Attempt Failed”

- Why it works: With the rise in online shopping, many people are concerned about missing deliveries, making this a highly effective phishing tactic.
- How to spot it: Cross-check with your recent orders and avoid clicking on links. Instead, visit the shipping company’s website directly to track your package.

“Unusual Login Activity Detected”

- Why it works: Concern over unauthorized access to accounts can lead to hasty clicks. This subject line plays on the fear of being hacked.
- How to spot it: Most legitimate companies will ask you to log in independently rather than through a provided link. Always access your accounts by typing the URL directly into your browser.

“You’ve Received a Secure Document”

- Why it works: The promise of a secure or confidential document often prompts immediate attention, especially in professional environments.
- How to spot it: Verify the sender’s email address and be cautious of unsolicited documents. When in doubt, contact the sender directly to confirm legitimacy.

How to Protect Yourself and Your Business

Awareness of common phishing tactics is the first step toward protection, but implementing proactive measures is equally important. Here’s how you can protect yourself and your organization:

Regular Employee Training: Educate your team on how to recognize phishing emails and the latest tactics used by cybercriminals. Continuous training can significantly reduce the risk of a successful attack.
Use Advanced Email Filtering Solutions: Deploy email security tools that can detect and block phishing attempts before they reach your inbox. These tools can identify suspicious patterns and prevent harmful emails from ever being opened.
Encourage Verification: Promote a culture of double-checking any email that requests sensitive information or immediate action. A quick verification can prevent a potential breach.
Implement Multi-Factor Authentication (MFA): MFA adds an extra layer of security, making it more difficult for attackers to gain access even if credentials are compromised.
Stay Updated on Phishing Trends: Phishing tactics are constantly evolving. Stay informed about the latest threats and ensure your security practices are up-to-date to combat these new strategies.

Phishing emails remain a serious threat, but by staying informed and taking proactive steps, you can protect yourself and your organization. At INC SYSTEMS, we are committed to providing the knowledge and tools necessary to defend against these attacks. Remember, the best defense against phishing is a combination of awareness, training, and robust security measures.

In business since 2004, INC SYSTEMS based out of Flint, Michigan is an MSP that understands how to leverage technology, implement solutions to meet the needs of our clients, and exceed their expectations. We do this by taking the time to understand the needs of a particular business or project and recommending specific solutions to reach the goals set forth.

What Is Managed IT?

August 1, 2024/in Blog, Managed IT

In our technology-driven world, businesses rely heavily on their IT infrastructure to operate efficiently and stay competitive. However, managing IT systems can be complex, time-consuming, and resource intensive. This is where Managed IT services come into play. But what exactly is Managed IT, and how can it benefit your organization? Here’s a comprehensive overview of Managed IT services and their advantages.

What Is Managed IT?

Managed IT refers to the practice of outsourcing the management and maintenance of your IT systems to a specialized third-party provider. These providers, known as Managed Service Providers (MSPs), offer a range of services designed to ensure the optimal performance, security, and reliability of your IT infrastructure. Managed IT services can include everything from network monitoring and cybersecurity to data backup and technical support.

Key Components of Managed IT Services

Proactive Monitoring and Maintenance

Why it Matters: Proactive monitoring involves continuously overseeing your IT systems to identify and address issues before they become significant problems. This helps prevent downtime and ensures that your technology operates smoothly.

Services Include:

24/7 Network Monitoring: Continuous surveillance of your network for potential issues or vulnerabilities.
Regular Maintenance: Routine updates and patches to keep your software and hardware up-to-date.
Performance Optimization: Regular checks and adjustments to ensure optimal system performance.

Cybersecurity and Risk Management

Why it Matters: Cybersecurity is crucial for protecting your business from cyber threats such as malware, ransomware, and data breaches. Managed IT services provide robust security measures to safeguard your sensitive information.

Services Include:

Threat Detection and Response: Real-time monitoring and response to potential security threats.
Data Encryption: Protecting sensitive data through encryption techniques.
Compliance Management: Ensuring that your IT systems comply with industry regulations and standards.

Data Backup and Disaster Recovery

Why it Matters: Data loss can have severe consequences for a business. Managed IT services include data backup and disaster recovery solutions to ensure that your data is protected and can be quickly restored in case of an emergency.

Services Include:

Automated Backups: Regular and automated backups of your critical data.
Disaster Recovery Planning: Developing and implementing plans to restore IT systems in the event of a disaster.
Data Recovery: Restoring lost or corrupted data to minimize disruption.

Technical Support and Help Desk

Why it Matters: Technical issues can arise at any time, and having access to prompt and efficient support is essential for minimizing downtime and keeping your business running smoothly.

Services Include:

24/7 Help Desk Support: Access to technical support around the clock for any IT-related issues.
Remote and On-Site Assistance: Support provided remotely or in person, depending on the issue.
Troubleshooting and Resolution: Quick resolution of technical problems to minimize disruption.

Strategic IT Planning and Consultation

Why it Matters: Effective IT management involves more than just maintaining systems; it also includes strategic planning to align technology with your business goals.

Services Include:

IT Strategy Development: Creating a technology strategy that supports your business objectives.
Technology Upgrades: Recommendations and implementation of new technologies to enhance your IT infrastructure.
Budget Planning: Assistance with budgeting for IT expenses and investments.

Benefits of Managed IT Services

Cost Efficiency

Outsourcing IT management can be more cost-effective than maintaining an in-house IT team. Managed IT services typically offer predictable monthly costs and reduce the need for capital investment in technology and staffing.

Enhanced Security

Managed IT providers have expertise in cybersecurity and employ advanced tools and techniques to protect your systems from cyber threats, ensuring better security than many in-house teams can achieve.

Increased Focus on Core Business

By outsourcing IT management, your team can focus on core business activities and strategic goals, rather than spending time on IT issues.

Access to Expertise

Managed IT providers bring specialized knowledge and experience to your organization, offering insights and solutions that can improve your IT operations.

Scalability

As your business grows, managed IT services can easily scale to meet your evolving needs, ensuring that your technology infrastructure can support your growth.

Managed IT services offer a comprehensive solution for managing your IT infrastructure, providing benefits such as cost efficiency, enhanced security, and increased focus on core business functions. By partnering with a Managed Service Provider, you can ensure that your IT systems are well-maintained, secure, and aligned with your business goals.

At INC SYSTEMS, we specialize in delivering tailored Managed IT solutions that meet your unique needs and support your business objectives. Contact us today to learn more about how our Managed IT services can help you achieve greater efficiency and success in your operations.

In business since 2004, INC SYSTEMS based out of Flint, Michigan is an MSP that understands how to leverage technology, implement solutions to meet the needs of our clients, and exceed their expectations. We do this by taking the time to understand the needs of a particular business or project and recommending specific solutions to reach the goals set forth.